Which of the following could be a consequence of accumulating points on your driving record?

Accumulating points on your driving record can lead to significant repercussions, one of which is potential license suspension. Traffic laws in many jurisdictions operate on a point system where certain driving infractions lead to points being added to a driver's record. If a driver collects too many points within a specified time frame, they may face administrative actions such as a suspension of their driving privileges. This serves as a disciplinary measure aimed at promoting safer driving behavior and reducing the likelihood of future infractions.

Other options may relate to financial aspects or benefits that could potentially be affected by a poor driving record, but they do not directly reflect the immediate and serious consequence of point accumulation like license suspension does. For instance, while having a negative record could indeed impact your ability to secure loans or insurance rates, the point system's primary function is to link driving behavior directly to licensing sanctions.